Google AdSense Certified Disclosures
Razorpay PCI-DSS Level 1 Data Security
India DPDP Act 2023 & EU GDPR
256-Bit SSL/TLS End-to-End Encryption
Summary in Plain English: We respect your privacy and safeguard your personal information with enterprise-grade encryption. We do not sell, rent, or trade your personal data. Third-party advertising partners, including Google AdSense, may use DoubleClick DART cookies to serve relevant advertisements based on your visits to this and other sites. Payments are securely processed via Razorpay without our studio ever capturing or storing sensitive card numbers, CVVs, or PINs. You maintain complete control over your data and cookie preferences.
📜 1. Introduction & Operational Scope
This Privacy Policy applies to the official website, publishing studio, and editorial writing services operated by Panchami Sanil ("Panchami", "I", "me", "my", or "the Studio"), located in Udupi, Karnataka, India • 576101. By accessing this website (reading publications, utilizing our writing calculators, subscribing to The Sunday Quill, or submitting client project briefs), you consent to the data protection protocols described in this policy.
📋 2. Information We Collect
We collect information you directly provide, as well as data gathered automatically through standard internet protocols and certified third-party service providers:
- Direct Inquiries & Project Briefs: When submitting an inquiry via our contact form or client portal, we collect your name, email address, company name, project deliverables, estimated budget range (INR), timeline requirements, and writing brief.
- Newsletter Subscriptions: When subscribing to The Sunday Quill, we collect your email address and subscription timestamp.
- Reader Comments & Discussions: When submitting a comment beneath an article, we record your display name, email address (which remains strictly confidential and unpublished), and comment text.
- Log Files & Server Telemetry: Standard web hosting logs automatically record internet protocol (IP) addresses, browser type, internet service provider (ISP), date/time stamps, referring/exit pages, and click counts. This data is used exclusively for platform administration, security monitoring, and traffic diagnostics.
📢 3. Google AdSense & Third-Party Advertising (DART Cookie Disclosure)
We partner with Google AdSense and certified third-party advertising networks to display relevant advertisements across our publications. Google's use of advertising cookies enables it and its partners to serve ads to our visitors based on their prior visits to this website and/or other websites across the Internet.
Google DoubleClick DART Cookie Notice & Opt-Out:
- Google, as a third-party vendor, uses cookies to serve ads on this website.
- Google's use of the DART cookie enables it to serve ads to visitors based on their visit to this website and other sites across the internet.
- Users may opt out of personalized advertising by visiting Google Ads Settings.
- Alternatively, visitors can opt out of a third-party vendor's use of cookies for personalized advertising by visiting www.aboutads.info or the Network Advertising Initiative (NAI) opt-out page at optout.networkadvertising.org.
Third-party ad servers or ad networks use technologies like cookies, JavaScript, or Web Beacons that appear in their respective advertisements and links on our website, which are sent directly to your browser. They automatically receive your IP address when this occurs. These technologies measure the effectiveness of advertising campaigns and personalize advertising content. Panchami Content Publishing Studio has no access to or control over cookies used by third-party advertisers.
💳 4. Razorpay Payment Gateway & Financial Data Protection
To ensure world-class transaction security, all client payments, deposits, and retainers are processed through Razorpay Software Private Limited, an RBI-licensed payment aggregator.
Razorpay Security & PCI-DSS Compliance Architecture:
- No Sensitive Card Storage: Panchami Content Publishing Studio does NOT collect, view, process, or store credit card numbers, debit card numbers, CVVs, expiry dates, or netbanking passwords on any local or cloud server.
- PCI-DSS Level 1 Certified: All financial transactions are executed directly within Razorpay's certified PCI-DSS Level 1 encrypted payment vault.
- End-to-End Encryption: Payment data transmission utilizes industry-standard 256-bit Transport Layer Security (TLS 1.3) encryption.
- Tokenization Compliance: In accordance with Reserve Bank of India (RBI) tokenization guidelines, card details are replaced by unique encrypted tokens to prevent data exposure.
- Collected Billing Records: We retain only transactional non-sensitive records (Customer Name, Email, Phone Number, Billing Address, Transaction Reference ID, and INR Amount) strictly for statutory tax auditing, GST compliance, and refund reconciliation under our Cancellation & Refund Policy.
🍪 5. Cookie Policy & Consent Controls
We utilize essential, analytical, and advertising cookies to improve site performance and support our free reading model. You can adjust your cookie settings at any time using our interactive Cookie Preferences Manager or by reviewing our dedicated Cookie Policy.
⚙️ 6. How We Use Collected Data
Your information is used strictly for legitimate business and editorial purposes:
- To evaluate client writing briefs, prepare editorial proposals, and fulfill commissioned deliverables.
- To distribute weekly essays and publication announcements to subscribers of The Sunday Quill.
- To publish and moderate reader comments beneath essays.
- To ensure platform security, defend against malicious bot traffic, and maintain site integrity.
- To process invoices and payments via Razorpay with instant digital receipts.
- To display non-intrusive, relevant advertisements through Google AdSense to sustain free independent journalism.
🌍 7. Data Protection & Global Privacy Rights
We respect international data privacy frameworks, including the EU General Data Protection Regulation (GDPR), California Consumer Privacy Act (CCPA/CPRA), and the Digital Personal Data Protection (DPDP) Act 2023 of India:
- Right to Access & Portability: You may request a copy of any personal data we hold associated with your email address.
- Right to Rectification: You may request correction of any inaccurate personal details.
- Right to Erasure ("Right to Be Forgotten"): You may request the permanent deletion of your inquiry records, comments, or newsletter subscriptions.
- Right to Restrict or Object to Processing: You may object to the processing of your personal data or opt out of direct communications at any time.
- Non-Discrimination: We will never discriminate against you for exercising any of your privacy rights.
👶 8. Children's Online Privacy Protection (COPPA)
Protecting children's privacy is critically important. Our website is directed to professionals, founders, students, and general adult readers. We do not knowingly collect personally identifiable information from children under the age of 13. If you believe your child has provided personal information on our website, please contact us immediately, and we will promptly delete such records.
🔗 9. External Third-Party Links
Our essays and case studies contain links to external websites, client products, and authoritative sources. We are not responsible for the privacy practices, content, or policies of external sites. We encourage you to review the privacy policies of any third-party website you visit.
Under the Information Technology Act 2000, IT Rules 2021, and the Digital Personal Data Protection Act 2023, the designated Grievance Officer for Panchami Content Publishing Studio is:
Entity / Proprietorship
Panchami Content Publishing Studio
Grievance & Privacy Officer
Panchami Sanil
Operational Headquarters
Brahmagiri / Diana Circle, Udupi, Karnataka 576101, India
Grievance Resolution SLA
Acknowledged in 24h • Resolved in 7 business days